WCB premium calculator (2026)
Estimate your yearly workers' compensation premium: your assessable payroll, with each worker capped at your board's 2026 maximum, times your rate per $100. Every province and territory.
| Total gross earnings | |
| Earnings above the per-worker maximum (not counted) | |
| Assessable payroll | |
| Your rate | |
| Premium = assessable payroll × rate ÷ 100 |
What this estimate leaves out
- Minimum premiums and fees. Some boards charge a minimum yearly amount or an administration fee.
- Experience rating. If your board adjusts your rate for your own claims, use the adjusted rate on your notice.
- Several industry classes. If your workers fall under different rates, work out each group separately and add them up.
- What counts as earnings. Each board decides which pay and benefits are assessable. This tool counts every dollar you enter, up to the maximum.
Where the numbers come from
2026 maximum assessable (or insurable) earnings per worker, checked 27 October 2026 on each board's own page and against the AWCBC national table. The average rates shown as a guide are the same 2026 figures used in our claim cost calculator (AWCBC provisional average assessment rates, 2026, and board announcements).
- Alberta (WCB Alberta): $110,900 for 2026. WCB Alberta, 2026 pricing guide
- British Columbia (WorkSafeBC): $127,500 for 2026. WorkSafeBC, 2026 maximum wage rate
- Manitoba (WCB Manitoba): $171,500 for 2026. WCB Manitoba, reporting payroll
- New Brunswick (WorkSafeNB): $85,800 for 2026. WorkSafeNB, maximum assessable earnings
- Newfoundland and Labrador (WorkplaceNL): $80,935 for 2026. WorkplaceNL, 2026 rate announcement
- Nova Scotia (WCB Nova Scotia): $79,900 for 2026; $83,300 for 2027. WCB Nova Scotia, maximum assessable earnings
- Northwest Territories (WSCC): $116,000 for 2026. WSCC, employer rates
- Nunavut (WSCC): $117,300 for 2026. WSCC, employer rates
- Ontario (WSIB): $121,700 for 2026. WSIB, 2026 premium rates
- Prince Edward Island (WCB PEI): $89,300 for 2026. WCB PEI, assessment rates
- Quebec (CNESST): $103,000 for 2026. Government of Quebec, 2026 payroll deductions (CNESST maximum insurable salary) CNESST's own page could not be opened when we checked. This figure is from the Government of Quebec and matches the AWCBC table.
- Saskatchewan (WCB Saskatchewan): $108,223 for 2026. WCB Saskatchewan, maximum assessable earnings
- Yukon (WSCB Yukon): $107,599 for 2026; $111,580 for 2027. Yukon WSCB, maximum annual earnings
Estimate only. Not legal or financial advice. Your board works out your real premium from the payroll you report, your industry rate and its own rules. Use the figures on your assessment notice.
Questions
How is a WCB premium calculated?
Your board adds up each worker's assessable earnings for the year, counting no more than the yearly maximum for any one worker, and multiplies the total by your rate per $100 of payroll. For example, $200,000 of assessable payroll at $2.00 per $100 is $4,000.
Where do I find my rate?
On your assessment or clearance notice from your board, or in your online account. Rates depend on your industry, and many boards adjust them for your own claim history.
What counts as assessable earnings?
Usually gross pay: wages, salary, overtime, vacation pay, bonuses and most taxable benefits. Each board publishes its own list of what to include and leave out. Check yours before you report payroll.
What about owners and directors?
Rules for owners, partners and directors differ by board. Some must be covered, some may choose optional coverage, and some are excluded. Ask your board.
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