What will this workplace injury really cost you?

Tell us about the injury and your business. You'll see the wage-loss benefits, the hidden costs most owners miss, and how much a claim can add to your premiums. 2026 rates, province by province.

The form starts with an example. Change any number to match your situation.

The worker Province or territory where they work

Their regular pay, before deductions

Per hour Week Year

Hours a week

hours

The injury

Weeks off work, after the day of the injury

wks

A day is 0.2 of a week. Most claims for strains and sprains run 2 to 8 weeks.

Medical treatment

Could you offer modified or lighter duties?

Yes No Not sure

Modified duties are lighter or different work the worker can do safely while they heal.

If they came back on lighter duties after

weeks

We compare this with the full time off to show what an early return saves.

Your business

Your WCB rate

$per $100

It's on your assessment notice. Yearly payroll, all staff

Gross wages you report to the board.

Does your board experience-rate you?

Yes No Don't know

Experience rating means your rate goes up or down with your own claims. If you don't know, we assume yes.

Change the health care estimate

Health care the board pays for this claim

Use your own figure if your board or clinic gave you one.

Get the full breakdown

Your estimate above is free to use. Add your email and we'll open the detailed report right here:

How the wage-loss benefit is worked out, week by week
Your premium increase for each of the next 3 years, and how your board rates you
What an early return on modified duties saves, side by side
A printable report with every source, to keep with the claim file

Your full breakdown

The claim

What the board pays the worker and their clinic. This is the cost charged to your account.

What you pay

The money that leaves your business because of this one claim.

Premium impact over the next 3 years

What an early return saves

You still pay wages while they're on modified duties, but you get work done for that pay. That's why we don't count it as a cost.

Where the numbers come from

Rules last checked . Boards update their rates every year, usually in the fall. Figures marked "Estimate" come from older national summary tables, so check them with your board.

Province

Everywhere

Estimate only. Not legal or financial advice. Your board works out the real benefit from its own net-earnings tables, and your real premium from your full claim history. Take-home pay here is estimated from 2026 CPP, EI and income tax with basic credits only. Hidden costs use a US multiplier because no Canadian board publishes one. Premium impact uses a simplified version of each board's experience rating.